121 Finance Ltd

Reference number: 724607

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01423 704904

  • Verified address

    1 Cardale Park, Harrogate, North Yorkshire, HG3 1RY, United Kingdom

Company details

From the company's Companies House record.

Company number
07438358
Company status
Active
Company type
Private limited company
Incorporated
12 November 2010 (15 years old)
Registered office
1 Cardale Park, Cardale Park, Harrogate, HG3 1RY, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
David Andrew Oxley Director Nov 1969 1 Oct 2019
Chloe Louise Beresford Director May 1981 1 Aug 2024

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • 121 Finance Limited
  • 121 Surgical Healthcare Ltd

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • MYA

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Common questions

Frequently asked questions

Is 121 Finance Ltd FCA authorised?
Yes, 121 Finance Ltd (FRN 724607) is authorised by the FCA to carry out regulated activities.
Is my money safe with 121 Finance?
Protection depends on which product you hold and how 121 Finance handles your money, so check the specific product before you commit. You can also refer complaints about 121 Finance to the Financial Ombudsman Service, free of charge.
Is 121 Finance a scam or clone?
121 Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is 121 Finance's Firm Reference Number (FRN)?
121 Finance's FRN is 724607. You can verify it on the FCA register.