Toyota Financial Services (UK) PLC

Reference number: 310226

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 7 other names
  • Lexus Finance
  • Lexus Financial Services
  • Mazda Financial Services
  • Redline Finance
  • Redline Financial Services
  • Toyota Finance
  • Toyota Financial Services

Company details

From the company's Companies House record.

Company number
02299961
Company status
Active
Company type
Public limited company
Incorporated
26 September 1988 (37 years old)
Registered office
Great Burgh, Burgh Heath, Epsom, Surrey, KT18 5UZ
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Ivo Josko Ljubica Director Feb 1967 28 Jun 2018
Francis Bernard Kenny Director Jul 1965 1 Jan 2020
Richard John Lacey Director Feb 1985 1 Apr 2024
Tateyuki Sawada Director Nov 1974 15 May 2026
Amy Laura Beddoe Secretary Not published 1 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Access Toyota
  • Easy Drive
  • Lexus Connect

Complaints record

In January–June 2025, the Financial Ombudsman Service received 4,797 new complaints about this firm, and upheld 26% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 4,796
  • Insurance 1

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is Toyota Financial Services (UK) PLC FCA authorised?
Yes, Toyota Financial Services (UK) PLC (FRN 310226) is authorised by the FCA to carry out regulated activities.
Is my money safe with Toyota Financial Services (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Toyota Financial Services (UK) to the Financial Ombudsman Service, free of charge.
Is Toyota Financial Services (UK) a scam or clone?
Toyota Financial Services (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Toyota Financial Services (UK)'s Firm Reference Number (FRN)?
Toyota Financial Services (UK)'s FRN is 310226. You can verify it on the FCA register.