3DIFS Ltd

Reference number: 457891

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FSJC Ltd Reference number: 587643 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 3DIFS Ltd (FRN 457891) is an AR of FSJC Ltd (FRN 587643). When you use 3DIFS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 3DIFS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • 3di Employee Benefits
  • 3di Wealth Management
  • 3di Wealth Management & Employee Benefits
  • Isaacs Wealth & Benefits

Company details

From the company's Companies House record.

Company name
3DIFS LIMITED
Company number
05944067
Company status
Active
Company type
Private limited company
Incorporated
22 September 2006 (19 years old)
Registered office
Unit 1 Elm Court, Meriden Green Business Park Copse Drive, Coventry, CV5 9RG
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Jonathan Terence Isaacs Director Sep 1962 26 Sep 2006
Jennifer Anne Pearce Director May 1986 27 Jan 2015
Jonathan Terence Isaacs Secretary Not published 26 Sep 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FSJC Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Isaacs Financial Services Ltd

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 3D IFS Employee Benefits & Wealth Management
  • 3D IFS Wealth Management & Employee Benefits
  • McCranors Financial Services

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Common questions

Frequently asked questions

Is 3DIFS Ltd FCA authorised?
3DIFS Ltd (FRN 457891) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 3DIFS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 3DIFS Ltd (FRN 457891) is an AR of FSJC Ltd (FRN 587643). When you use 3DIFS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 3DIFS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with 3DIFS?
Protection works through FSJC Ltd, the principal firm responsible for 3DIFS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is 3DIFS a scam or clone?
3DIFS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is 3DIFS's Firm Reference Number (FRN)?
3DIFS's FRN is 457891. You can verify it on the FCA register.