4 Pillars Financial Planning Ltd

Reference number: 999393

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 4 Pillars Financial Planning Ltd (FRN 999393) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use 4 Pillars Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 4 Pillars Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Four Pillars Financial Planning
  • Pillar 1
  • Pillar One

Company details

From the company's Companies House record.

Company number
11609845
Company status
Active
Company type
Private limited company
Incorporated
8 October 2018 (7 years old)
Registered office
2 Oakridge Office Park Southampton Road, Whaddon, Salisbury, SP5 3HT, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Keith Thomas Mayston Hartland Director Aug 1966 8 Oct 2018
Patrick Simon Ryan Director Apr 1974 20 Aug 2024
George Christopher Thomas Director May 1992 20 Aug 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • 4 Pillars Financial Planning Limited

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 4 Pillars Independent Financial Planning
  • 4 Pillars Life Planning
  • Four Pillars Independent Financial Planning
  • Four Pillars Life Planning

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Common questions

Frequently asked questions

Is 4 Pillars Financial Planning Ltd FCA authorised?
4 Pillars Financial Planning Ltd (FRN 999393) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 4 Pillars Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 4 Pillars Financial Planning Ltd (FRN 999393) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use 4 Pillars Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 4 Pillars Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with 4 Pillars Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for 4 Pillars Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is 4 Pillars Financial Planning a scam or clone?
4 Pillars Financial Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is 4 Pillars Financial Planning's Firm Reference Number (FRN)?
4 Pillars Financial Planning's FRN is 999393. You can verify it on the FCA register.