Howserv Limited

Reference number: 599282

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 8 other names
  • Avanti Travel Insurance
  • Insureme4.com
  • Insureme4.co.uk
  • Petgevity
  • Staysure
  • Staysure.co.uk
  • Staysure Expat
  • travelinsurancemedical.co.uk

Company details

From the company's Companies House record.

Company number
03882026
Company status
Active
Company type
Private limited company
Incorporated
24 November 1999 (26 years old)
Registered office
Britannia House, 3-5 Rushmills Business Park, Northampton, NN4 7YB, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Lindsey Dawn Howsam Director Oct 1972 17 Jul 2018
Julian Patrick Kearney Director Dec 1964 17 Jul 2018
Christopher David Sugden Director May 1980 30 Jun 2021
Simon Robert Mcculloch Director Apr 1975 25 Nov 2025

Activities and protection

What they can do, and how you are protected

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Avanti Insurance Limited

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Avanti Travelcare
  • Petsure

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Common questions

Frequently asked questions

Is Howserv Limited FCA authorised?
Yes, Howserv Limited (FRN 599282) is authorised by the FCA to carry out regulated activities.
Is my money safe with Howserv?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Howserv to the Financial Ombudsman Service, free of charge.
Is Howserv a scam or clone?
Howserv is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Howserv's Firm Reference Number (FRN)?
Howserv's FRN is 599282. You can verify it on the FCA register.