Your Mortgage People Limited

Reference number: 685250

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Your Insurance People
  • Your Protection People
  • Your Recruitment People

Company details

From the company's Companies House record.

Company number
08503153
Company status
Active
Company type
Private limited company
Incorporated
24 April 2013 (13 years old)
Registered office
Fair Trade House, 3 Whittle Avenue, Fareham, PO15 5SH, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Scott James Andrew Harris Director Jul 1979 1 Oct 2018
Fiona Avril Young Director Apr 1983 10 Mar 2022
Paul Hinton Director Jun 1976 10 Mar 2022
Graham Downes Director Apr 1975 10 Mar 2022
Amba Marie Mendez Director Mar 1990 1 Apr 2024
Victoria Jayne Hemmings Director Nov 1984 20 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Activities only in respect of long term insurance.
    The firm may only carry on listed activities in respect of the investments specified for the purpose of its long term insurance business.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • The Fair Trade Practice Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Mortgage Max
  • Remortgage People
  • You're Insured

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Common questions

Frequently asked questions

Is Your Mortgage People Limited FCA authorised?
Yes, Your Mortgage People Limited (FRN 685250) is authorised by the FCA to carry out regulated activities.
Is my money safe with Your Mortgage People?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Your Mortgage People to the Financial Ombudsman Service, free of charge.
Is Your Mortgage People a scam or clone?
Your Mortgage People is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Your Mortgage People's Firm Reference Number (FRN)?
Your Mortgage People's FRN is 685250. You can verify it on the FCA register.