CRED ORIGINATIONS LIMITED

Reference number: 688840

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Cred
  • Fairer Money
  • Fair Money
  • Getcred

Company details

From the company's Companies House record.

Company number
03012315
Company status
Active
Company type
Private limited company
Incorporated
20 January 1995 (31 years old)
Registered office
Glasshouse, Alderley Park, Nether Alderley, Cheshire, SK10 4ZE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Roger Joel Gewolb (Dr) Director Aug 1943 21 Nov 1995
Matthew Joseph Trueman Director Mar 1978 23 Mar 2026

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Credit Broking
  • Entering into a bill of sale loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Car Loan Originations Limited

Names it no longer trades under

This firm has retired 14 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • CLO
  • Direct Car Finance
  • Direct Van Finance
  • Gissacar
  • Gissaloan
  • Gizzacar
  • Motoloan
  • Motor HP
  • Motorloans
  • PCP Auto Finance
  • PCP Car Finance
  • PCP Motor Finance
  • www.gissacar.com
  • www.quick-cash-logbook-loans.co.uk

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Common questions

Frequently asked questions

Is CRED ORIGINATIONS LIMITED FCA authorised?
Yes, CRED ORIGINATIONS LIMITED (FRN 688840) is authorised by the FCA to carry out regulated activities.
Is my money safe with CRED ORIGINATIONS?
Protection depends on which product you hold and how CRED ORIGINATIONS handles your money, so check the specific product before you commit. You can also refer complaints about CRED ORIGINATIONS to the Financial Ombudsman Service, free of charge.
Is CRED ORIGINATIONS a scam or clone?
CRED ORIGINATIONS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is CRED ORIGINATIONS's Firm Reference Number (FRN)?
CRED ORIGINATIONS's FRN is 688840. You can verify it on the FCA register.