Premium Credit Limited

Reference number: 702718

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 10 other names
  • Fairway Credit
  • FeePlan
  • Football Credit
  • Leisure Credit
  • Mycommute4less
  • My Premium Credit
  • My School Fee Plan
  • QuayPlan
  • School Fee Plan
  • SFP

Company details

From the company's Companies House record.

Company number
02015200
Company status
Active
Company type
Private limited company
Incorporated
29 April 1986 (40 years old)
Registered office
Ermyn House, Ermyn Way, Leatherhead, KT22 8UX, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Andrew Phillip Chapman Director Nov 1969 3 Jan 2019
Tara Jane Waite Director Feb 1975 23 Sep 2019
John Lawrence Lumelleau Director Jun 1951 9 Nov 2022
Kory Beth Sorenson Director Dec 1968 9 Nov 2022
Scott Egan Director Apr 1971 9 Nov 2022
Joseph Knoll Director Oct 1978 9 Nov 2022
Nikolay Romanovich Skibnevskiy Director Jun 1993 19 Apr 2024
Elizabeth Sarah Annys Secretary Not published 29 Nov 2018

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • commute4less
  • FlightPlan
  • Fsafe Funding

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Common questions

Frequently asked questions

Is Premium Credit Limited FCA authorised?
Yes, Premium Credit Limited (FRN 702718) is authorised by the FCA to carry out regulated activities.
Is my money safe with Premium Credit?
Protection depends on which product you hold and how Premium Credit handles your money, so check the specific product before you commit. You can also refer complaints about Premium Credit to the Financial Ombudsman Service, free of charge.
Is Premium Credit a scam or clone?
Premium Credit is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Premium Credit's Firm Reference Number (FRN)?
Premium Credit's FRN is 702718. You can verify it on the FCA register.