LOAN.CO.UK LIMITED

Reference number: 718486

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05455171
Company status
Active
Company type
Private limited company
Incorporated
17 May 2005 (21 years old)
Registered office
46 Alexandra Street, Southend On Sea, SS1 1BJ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Paul Simon Mcgerrigan Director Jul 1973 23 Apr 2013
Craig Peter Lewis Director Jun 1971 6 Apr 2025
Tamsin Golder Director May 1981 10 Feb 2026

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 020 3286 6350
  • 020 3287 7886
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Only Bridging
  • Only Bridging & Loans
  • Only Bridging & Mortgages

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Common questions

Frequently asked questions

Is LOAN.CO.UK LIMITED FCA authorised?
Yes, LOAN.CO.UK LIMITED (FRN 718486) is authorised by the FCA to carry out regulated activities.
Is my money safe with LOAN.CO.UK?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about LOAN.CO.UK to the Financial Ombudsman Service, free of charge.
Is LOAN.CO.UK a scam or clone?
LOAN.CO.UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is LOAN.CO.UK's Firm Reference Number (FRN)?
LOAN.CO.UK's FRN is 718486. You can verify it on the FCA register.