JAJA FINANCE LTD
Reference number: 775979
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
Harling House, 47-51 Great Suffolk Street, London, SE1 0BS, United Kingdom
Also trades as 7 other names
- AA Credit Card
- Asda Money Credit Card
- Asda Money Select Credit Card
- Jaja Credit Card
- Jaja One Credit Card
- Jaja Vanta Credit Card
- Jaja Vanta Purchase Credit Card
Company details
From the company's Companies House record.
- Company number
- 09797750
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 September 2015 (10 years old)
- Registered office
- 27 Old Gloucester Street, Holborn, London, WC1N 3AX, England
- Nature of business
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- Business and domestic software development (SIC 62012)
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Adrian Stuart Rushton | Director | Sep 1972 | 31 Mar 2022 |
| Francesco Di Costanzo | Director | May 1987 | 25 Oct 2024 |
| David James Goodman | Director | Jun 1982 | 6 Jul 2026 |
| Adrian Stuart Rushton | Secretary | Not published | 31 Mar 2022 |
Activities and protection
What they can do, and how you are protected
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (9 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 4. Executing payment transactions (credit line)
- 5. Issuing and/or acquiring of payment instruments.
- Credit Broking
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Providing Credit Information Services
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Names it no longer trades under
This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.
Show the retired name
- Asda Flexible Payments
Complaints record
In January–June 2025, the Financial Ombudsman Service received 119 new complaints about this firm, and upheld 35% of the ones it decided.
That is above the 31% median for the firms the Ombudsman reports on.
- Banking and credit 119
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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