OPTIMUM COMMERCIAL SOLUTIONS LTD

Reference number: 808754

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Legacy Commercial Finance
  • Optimum Commercial
  • Optimum Elite
  • Optimum Healthcare

Company details

From the company's Companies House record.

Company number
09518480
Company status
Active
Company type
Private limited company
Incorporated
31 March 2015 (11 years old)
Registered office
Unit P2 Sheffield Airport Business Park, Europa Link, Sheffield, S9 1XU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Paul David Spooner Director Jun 1979 31 Mar 2015
Andrew James Stone Director Jul 1983 31 Mar 2015
Paul David Naylor Director Sep 1978 21 Jul 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Optimum Holdings Limited

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Linear Commercial
  • Optimum Commercial [

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Common questions

Frequently asked questions

Is OPTIMUM COMMERCIAL SOLUTIONS LTD FCA authorised?
Yes, OPTIMUM COMMERCIAL SOLUTIONS LTD (FRN 808754) is authorised by the FCA to carry out regulated activities.
Is my money safe with OPTIMUM COMMERCIAL SOLUTIONS?
Protection depends on which product you hold and how OPTIMUM COMMERCIAL SOLUTIONS handles your money, so check the specific product before you commit. You can also refer complaints about OPTIMUM COMMERCIAL SOLUTIONS to the Financial Ombudsman Service, free of charge.
Is OPTIMUM COMMERCIAL SOLUTIONS a scam or clone?
OPTIMUM COMMERCIAL SOLUTIONS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is OPTIMUM COMMERCIAL SOLUTIONS's Firm Reference Number (FRN)?
OPTIMUM COMMERCIAL SOLUTIONS's FRN is 808754. You can verify it on the FCA register.