Optimus Cards UK Limited

Reference number: 902034

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Optimus Money

Company details

From the company's Companies House record.

Company number
09044866
Company status
Active
Company type
Private limited company
Incorporated
16 May 2014 (12 years old)
Registered office
Eastcastle House, 27/28 Eastcastle Street, London, W1W 8DH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Simon William Mcloughlin Director Dec 1966 31 Dec 2020
Alistair Dougal Morrison Director Mar 1956 31 Dec 2020
John Nicolas Robert Dunbar Charteris Director Oct 1977 1 Feb 2024
Kevin Vere Ludwick Director Jan 1964 2 Apr 2024
MSP CORPORATE SERVICES LIMITED Corporate secretary Not published 1 Apr 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Optimus Cards UK Limited FCA authorised?
Yes, Optimus Cards UK Limited (FRN 902034) is authorised by the FCA to carry out regulated activities.
Is my money safe with Optimus Cards UK?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Optimus Cards UK to the Financial Ombudsman Service, free of charge.
Is Optimus Cards UK a scam or clone?
Optimus Cards UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Optimus Cards UK's Firm Reference Number (FRN)?
Optimus Cards UK's FRN is 902034. You can verify it on the FCA register.