ONE STOP 4 EQUITY RELEASE LIMITED

Reference number: 952887

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 9 other names
  • Equity Release Enquiry
  • Equity Release Purchase
  • Guru Mortgage Solutions
  • Lending for Later Life
  • Lifetime Money
  • One Stop 4 Later Life
  • Prime Lifetime
  • Search Equity Release
  • The Clear Equity Release

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
13452621
Company status
Active
Company type
Private limited company
Incorporated
11 June 2021 (5 years old)
Registered office
30 North Street, Bourne, PE10 9AB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Alexander Craig Spark Director Apr 1963 11 Jun 2021
Vanessa Louise Spark-King Director Oct 1973 5 Jan 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Restriction on Regulated Activities
    The Firm must not, without prior written consent of the FCA, permit Later Life Retirement Planning or its advisers or directors to carry out any regulated activities for which the Firm has Part 4A permission.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 15 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Advice For Later Life
  • Advice Guru
  • Beyond Equity
  • Beyond Equity Release
  • Generation Later Life Lending
  • Later Life Advisors
  • Later Life Lending Solutions
  • Later Life Retirement Planning
  • Lifetime Mortgage Market
  • Mortgages For Later Life
  • Smart Choice Equity Release
  • Sure Lifetime
  • The Later Life Club
  • TL Financial Solutions
  • Your Life Equity Release

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Common questions

Frequently asked questions

Is ONE STOP 4 EQUITY RELEASE LIMITED FCA authorised?
Yes, ONE STOP 4 EQUITY RELEASE LIMITED (FRN 952887) is authorised by the FCA to carry out regulated activities.
Is my money safe with ONE STOP 4 EQUITY RELEASE?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ONE STOP 4 EQUITY RELEASE to the Financial Ombudsman Service, free of charge.
Is ONE STOP 4 EQUITY RELEASE a scam or clone?
ONE STOP 4 EQUITY RELEASE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ONE STOP 4 EQUITY RELEASE's Firm Reference Number (FRN)?
ONE STOP 4 EQUITY RELEASE's FRN is 952887. You can verify it on the FCA register.