A PAY SERVICES LTD

Reference number: 1052719

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • A PAY SERVICES LTD (FRN 1052719) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not A PAY SERVICES.
  • Example: if A PAY SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from A PAY SERVICES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14397576
Company status
Active
Company type
Private limited company
Incorporated
4 October 2022 (3 years old)
Registered office
124 City Road, London, EC1V 2NX, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Taylor Jade Yates Director Nov 1995 14 Dec 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is A PAY SERVICES LTD FCA authorised?
A PAY SERVICES LTD (FRN 1052719) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for A PAY SERVICES?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. A PAY SERVICES LTD (FRN 1052719) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not A PAY SERVICES. Example: if A PAY SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from A PAY SERVICES itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with A PAY SERVICES?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for A PAY SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is A PAY SERVICES a scam or clone?
A PAY SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is A PAY SERVICES's Firm Reference Number (FRN)?
A PAY SERVICES's FRN is 1052719. You can verify it on the FCA register.