Abacus Mortgage & Protection Advice Ltd

Reference number: 983031

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Abacus Mortgage & Protection Advice Ltd (FRN 983031) is an AR of The Right Mortgage Limited (FRN 649443). When you use Abacus Mortgage & Protection Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Abacus Mortgage & Protection Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0151 647 2266

  • Verified address

    56 Hamilton Square, Birkenhead, Merseyside, CH41 5AS, United Kingdom

Company details

From the company's Companies House record.

Company number
13901708
Company status
Active
Company type
Private limited company
Incorporated
8 February 2022 (4 years old)
Registered office
166 Banks Road West Kirby, Wirral, CH48 0RH, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Sarah Jane Gray Director Aug 1966 8 Feb 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Abacus Mortgage & Protection Advice Ltd FCA authorised?
Abacus Mortgage & Protection Advice Ltd (FRN 983031) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Abacus Mortgage & Protection Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Abacus Mortgage & Protection Advice Ltd (FRN 983031) is an AR of The Right Mortgage Limited (FRN 649443). When you use Abacus Mortgage & Protection Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Abacus Mortgage & Protection Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Abacus Mortgage & Protection Advice?
Protection works through The Right Mortgage Limited, the principal firm responsible for Abacus Mortgage & Protection Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Abacus Mortgage & Protection Advice a scam or clone?
Abacus Mortgage & Protection Advice is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Abacus Mortgage & Protection Advice's Firm Reference Number (FRN)?
Abacus Mortgage & Protection Advice's FRN is 983031. You can verify it on the FCA register.