Absolute Business Finance UK Ltd

Reference number: 845175

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Absolute Business Finance UK Ltd (FRN 845175) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Absolute Business Finance UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07454 133404

  • Verified address

    Office 1 M3M, Mosshill Industrial Estate, Ayr, KA6 6BE, United Kingdom

Also trades as 9 other names
  • Absolute
  • Absolute Asset Finance
  • Absolute Business Finance
  • Absolute Commercial Finance
  • Absolute Finance
  • Absolute Finance Group
  • Absolute Motor Finance
  • Absolute Property Finance
  • Asset Finance Solutions

Company details

From the company's Companies House record.

Company number
12046789
Company status
Active
Company type
Private limited company
Incorporated
12 June 2019 (7 years old)
Registered office
Derngate Mews, Derngate, Northampton, Northamptonshire, NN1 1UE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Jack Thompson Director Feb 1990 12 Jun 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Absolute Business Finance UK Ltd FCA authorised?
Absolute Business Finance UK Ltd (FRN 845175) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Absolute Business Finance UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Absolute Business Finance UK Ltd (FRN 845175) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Absolute Business Finance UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Absolute Business Finance UK?
Protection works through the principal firm responsible for Absolute Business Finance UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Absolute Business Finance UK a scam or clone?
Absolute Business Finance UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Absolute Business Finance UK's Firm Reference Number (FRN)?
Absolute Business Finance UK's FRN is 845175. You can verify it on the FCA register.