ACC Associates Ltd

Reference number: 462114

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

FEAR Financial Ltd Reference number: 1012718 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ACC Associates Ltd (FRN 462114) is an AR of FEAR Financial Ltd (FRN 1012718). When you use ACC Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ACC Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01249 599019

  • Verified address

    63 Lickhill Road, Calne, Wiltshire, SN11 9DF, United Kingdom

Company details

From the company's Companies House record.

Company name
ACC ASSOCIATES LIMITED
Company number
05937907
Company status
Active
Company type
Private limited company
Incorporated
18 September 2006 (19 years old)
Registered office
63 Lickhill Road, Calne, Wiltshire, SN11 9DF, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew James Charles Director Oct 1975 18 Sep 2006
Clive Charles Secretary Not published 18 Sep 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FEAR Financial Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • ACC Associates Limited

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Common questions

Frequently asked questions

Is ACC Associates Ltd FCA authorised?
ACC Associates Ltd (FRN 462114) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ACC Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ACC Associates Ltd (FRN 462114) is an AR of FEAR Financial Ltd (FRN 1012718). When you use ACC Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ACC Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ACC Associates?
Protection works through FEAR Financial Ltd, the principal firm responsible for ACC Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ACC Associates a scam or clone?
ACC Associates is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ACC Associates's Firm Reference Number (FRN)?
ACC Associates's FRN is 462114. You can verify it on the FCA register.