Accordia Mortgage and Protection Services Limited

Reference number: 972917

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Accordia Mortgage and Protection Services Limited (FRN 972917) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Accordia Mortgage and Protection Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01276 489482

  • Verified address

    55 Lime Avenue, Camberley, Surrey, GU15 2BH, United Kingdom

Also trades as
  • Mortgage Advice Bureau

Company details

From the company's Companies House record.

Company number
13006476
Company status
Active
Company type
Private limited company
Incorporated
9 November 2020 (5 years old)
Registered office
55 Lime Avenue, Camberley, GU15 2BH, United Kingdom
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Current directors and secretaries

Name Role Born Appointed
Christopher Reynold Smith Director Dec 1964 9 Nov 2020
Cheryl Audrey Smith Director Nov 1965 31 Mar 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Accordia Mortgage and Protection Services Limited FCA authorised?
Accordia Mortgage and Protection Services Limited (FRN 972917) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Accordia Mortgage and Protection Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Accordia Mortgage and Protection Services Limited (FRN 972917) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Accordia Mortgage and Protection Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Accordia Mortgage and Protection Services?
Protection works through the principal firm responsible for Accordia Mortgage and Protection Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Accordia Mortgage and Protection Services a scam or clone?
Accordia Mortgage and Protection Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Accordia Mortgage and Protection Services's Firm Reference Number (FRN)?
Accordia Mortgage and Protection Services's FRN is 972917. You can verify it on the FCA register.