Acorn Commercial Finance Ltd

Reference number: 955821

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Acorn Commercial Finance Ltd (FRN 955821) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Acorn Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07951 449200

  • Verified address

    Unit 7, Chartergate, Clayfield Close, Moulton Park, Northampton, Northamptonshire, NN3 6QF, United Kingdom

Also trades as
  • Acorn Commercial
  • Asset Finance Solutions
  • Synergy Commercial Finance

Company details

From the company's Companies House record.

Company number
12951774
Company status
Active
Company type
Private limited company
Incorporated
14 October 2020 (5 years old)
Registered office
7 Chartergate Clayfield Close, Moulton Park Industrial Estate, Northampton, NN3 6QF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Benjamin Paul Chilvers Director Aug 1980 14 Oct 2020
Paul Cox Director Feb 1962 14 Oct 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • MTD Finance

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Common questions

Frequently asked questions

Is Acorn Commercial Finance Ltd FCA authorised?
Acorn Commercial Finance Ltd (FRN 955821) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Acorn Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acorn Commercial Finance Ltd (FRN 955821) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Acorn Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Acorn Commercial Finance?
Protection works through the principal firm responsible for Acorn Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Acorn Commercial Finance a scam or clone?
Acorn Commercial Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Acorn Commercial Finance's Firm Reference Number (FRN)?
Acorn Commercial Finance's FRN is 955821. You can verify it on the FCA register.