Acorn Mortgages & Later Life Lending Ltd

Reference number: 1002087

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is an AR of The Right Mortgage Limited (FRN 649443). When you use Acorn Mortgages & Later Life Lending's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Acorn Mortgages & Later Life Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07702 845315

  • Verified address

    Room & Power, Town Hall, Burnley Road, Padiham, Burnley, BB12 8BL, United Kingdom

Company details

From the company's Companies House record.

Company number
10032894
Company status
Active
Company type
Private limited company
Incorporated
29 February 2016 (10 years old)
Registered office
Room And Power, Padiham Town Hall, Burnley Road, Padiham, Lancashire, BB12 8BL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Lee Trevor Price Director Aug 1972 29 Feb 2016

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Acorn Mortgages & Later Life Lending Ltd FCA authorised?
Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Acorn Mortgages & Later Life Lending?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is an AR of The Right Mortgage Limited (FRN 649443). When you use Acorn Mortgages & Later Life Lending's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Acorn Mortgages & Later Life Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Acorn Mortgages & Later Life Lending?
Protection works through The Right Mortgage Limited, the principal firm responsible for Acorn Mortgages & Later Life Lending's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Acorn Mortgages & Later Life Lending a scam or clone?
Acorn Mortgages & Later Life Lending is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Acorn Mortgages & Later Life Lending's Firm Reference Number (FRN)?
Acorn Mortgages & Later Life Lending's FRN is 1002087. You can verify it on the FCA register.