Activities Industry Mutual Ltd

Reference number: 451585

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

BUILDING LIFEPLANS LIMITED Reference number: 311894 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Activities Industry Mutual Ltd (FRN 451585) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use Activities Industry Mutual's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Activities Industry Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 7283 4646

  • Verified address

    90 Fenchurch Street, London, EC3M 4ST, United Kingdom

Company details

From the company's Companies House record.

Company name
ACTIVITIES INDUSTRY MUTUAL LIMITED
Company number
05372198
Company status
Active
Company type
Private company limited by guarantee
Incorporated
22 February 2005 (21 years old)
Registered office
90 Fenchurch Street, London, EC3M 4ST, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Robert Terence Edwards Director Oct 1961 16 Jun 2005
Andrew Michael Gardiner Director Oct 1951 16 Jun 2005
Peter Timothy Chesterfeld Gordon Director Feb 1963 7 May 2009
Paul William Reeve Director Oct 1962 24 Sep 2015
David Alexander Eddins Director Apr 1977 1 Mar 2019
Joanne Dorothy Airey Director Jul 1968 4 Jul 2024
Michael Andrew King Director Feb 1973 4 Nov 2024
Kieran Patrick Halpenny Secretary Not published 28 Sep 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through BUILDING LIFEPLANS LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Activities Industry Mutual Ltd FCA authorised?
Activities Industry Mutual Ltd (FRN 451585) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Activities Industry Mutual?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Activities Industry Mutual Ltd (FRN 451585) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use Activities Industry Mutual's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Activities Industry Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Activities Industry Mutual?
Protection works through BUILDING LIFEPLANS LIMITED, the principal firm responsible for Activities Industry Mutual's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Activities Industry Mutual a scam or clone?
Activities Industry Mutual is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Activities Industry Mutual's Firm Reference Number (FRN)?
Activities Industry Mutual's FRN is 451585. You can verify it on the FCA register.