Acumen Employee Benefits Limited

Reference number: 916905

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Acumen Financial Planning Limited Reference number: 218745 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Acumen Employee Benefits Limited (FRN 916905) is an AR of Acumen Financial Planning Limited (FRN 218745). When you use Acumen Employee Benefits's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Acumen Employee Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC632170
Company status
Active
Company type
Private limited company
Incorporated
31 May 2019 (7 years old)
Registered office
4 Kingshill Park, Venture Drive, Arnhall Business Park, Westhill, Aberdeenshire, AB32 6FL, Scotland
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Keith Mackie Director May 1968 31 May 2019
Alexander George Robertson Director Aug 1952 31 May 2019
Andrew John Eason Director Oct 1970 1 Jul 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Acumen Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Acumen Employee Benefits Limited FCA authorised?
Acumen Employee Benefits Limited (FRN 916905) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Acumen Employee Benefits?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acumen Employee Benefits Limited (FRN 916905) is an AR of Acumen Financial Planning Limited (FRN 218745). When you use Acumen Employee Benefits's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Acumen Employee Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Acumen Employee Benefits?
Protection works through Acumen Financial Planning Limited, the principal firm responsible for Acumen Employee Benefits's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Acumen Employee Benefits a scam or clone?
Acumen Employee Benefits is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Acumen Employee Benefits's Firm Reference Number (FRN)?
Acumen Employee Benefits's FRN is 916905. You can verify it on the FCA register.