ADAMS READ AND HOCKING (FUNERAL DIRECTORS) LIMITED

Reference number: 980827

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ADAMS READ AND HOCKING (FUNERAL DIRECTORS) LIMITED (FRN 980827) is an AR of Golden Charter Limited (FRN 965279). When you use ADAMS READ AND HOCKING (FUNERAL DIRECTORS)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ADAMS READ AND HOCKING (FUNERAL DIRECTORS), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01946 810241

  • Verified address

    Adams Read & Hocking Funeral Directors, Towerson Street, Cleator, Cumbria, CA23 3EL, United Kingdom

Also trades as
  • Adams Read & Hocking Funeral Di

Company details

From the company's Companies House record.

Company number
04534076
Company status
Active
Company type
Private limited company
Incorporated
12 September 2002 (23 years old)
Registered office
The Office Towerson Street Funeral Home, Towerson Street, Cleator, Cumbria, CA23 3EL
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Jean Margaret Adams Director May 1949 12 Sep 2002
Joseph Adams Director Aug 1947 12 Sep 2002
Wendy Parke Director Aug 1973 17 Nov 2005
Ross Clement Parke Director Sep 1969 6 Jun 2007
Jean Margaret Adams Secretary Not published 12 Sep 2002

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is ADAMS READ AND HOCKING (FUNERAL DIRECTORS) LIMITED FCA authorised?
ADAMS READ AND HOCKING (FUNERAL DIRECTORS) LIMITED (FRN 980827) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ADAMS READ AND HOCKING (FUNERAL DIRECTORS)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ADAMS READ AND HOCKING (FUNERAL DIRECTORS) LIMITED (FRN 980827) is an AR of Golden Charter Limited (FRN 965279). When you use ADAMS READ AND HOCKING (FUNERAL DIRECTORS)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ADAMS READ AND HOCKING (FUNERAL DIRECTORS), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ADAMS READ AND HOCKING (FUNERAL DIRECTORS)?
Protection works through Golden Charter Limited, the principal firm responsible for ADAMS READ AND HOCKING (FUNERAL DIRECTORS)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ADAMS READ AND HOCKING (FUNERAL DIRECTORS) a scam or clone?
ADAMS READ AND HOCKING (FUNERAL DIRECTORS) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ADAMS READ AND HOCKING (FUNERAL DIRECTORS)'s Firm Reference Number (FRN)?
ADAMS READ AND HOCKING (FUNERAL DIRECTORS)'s FRN is 980827. You can verify it on the FCA register.