Adams Wilkinson Finance Ltd

Reference number: 993464

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Beta Commercial Finance Limited Reference number: 758248 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adams Wilkinson Finance Ltd (FRN 993464) is an AR of Beta Commercial Finance Limited (FRN 758248). When you use Adams Wilkinson Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adams Wilkinson Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07912 936783

  • Verified address

    7 Faraday Court, First Avenue, Burton-on-Trent, Staffordshire, DE14 2WX, United Kingdom

Also trades as
  • MSBL
  • My Simple Business Loan

Company details

From the company's Companies House record.

Company number
14598218
Company status
Active
Company type
Private limited company
Incorporated
17 January 2023 (3 years old)
Registered office
Unit 3 Peasehill Business Park, Peasehill Road, Ripley, Derbyshire, DE5 3WN, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
James Adams Director Jan 1983 17 Jan 2023
Thomas Peter Wilkinson Director May 1983 17 Jan 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Beta Commercial Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Adams Wilkinson Finance Ltd FCA authorised?
Adams Wilkinson Finance Ltd (FRN 993464) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adams Wilkinson Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adams Wilkinson Finance Ltd (FRN 993464) is an AR of Beta Commercial Finance Limited (FRN 758248). When you use Adams Wilkinson Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adams Wilkinson Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Adams Wilkinson Finance?
Protection works through Beta Commercial Finance Limited, the principal firm responsible for Adams Wilkinson Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Adams Wilkinson Finance a scam or clone?
Adams Wilkinson Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Adams Wilkinson Finance's Firm Reference Number (FRN)?
Adams Wilkinson Finance's FRN is 993464. You can verify it on the FCA register.