ADVANTAGE FINANCE LIMITED

Reference number: 307864

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
03773673
Company status
Active
Company type
Private limited company
Incorporated
14 May 1999 (27 years old)
Registered office
2 Stratford Court C/O S&U Plc Cranmore Boulevard, Shirley, Solihull, B90 4QT, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Anthony Michael Vincent Coombs Director Nov 1952 14 May 1999
Graham Derek Clifford Coombs Director Nov 1952 14 May 1999
Keith James Charlton Director Nov 1965 9 Apr 2002
Beverley Ann Burton Director Aug 1961 5 Oct 2006
Alan Tuplin Director Apr 1969 5 Oct 2006
James Murdoch Director Jul 1967 1 Feb 2007
David Sandiford Director Nov 1969 6 Feb 2017
David William Vessey Director Apr 1987 6 Feb 2019
Nicholas David Greensides Director Feb 1987 6 Feb 2019
John Antony Downing Director Apr 1981 6 May 2020
Lynn Downing Director Apr 1981 17 Jan 2023
Karl Donald Werner Director Apr 1972 5 Dec 2023
Chris Keith Freckelton Director Jan 1989 8 Aug 2025
Manjeet Kaur Bhogal Secretary Not published 30 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (11 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Complaints record

In January–June 2025, the Financial Ombudsman Service received 768 new complaints about this firm, and upheld 16% of the ones it decided.

That is below the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 768

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is ADVANTAGE FINANCE LIMITED FCA authorised?
Yes, ADVANTAGE FINANCE LIMITED (FRN 307864) is authorised by the FCA to carry out regulated activities.
Is my money safe with ADVANTAGE FINANCE?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ADVANTAGE FINANCE to the Financial Ombudsman Service, free of charge.
Is ADVANTAGE FINANCE a scam or clone?
ADVANTAGE FINANCE is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ADVANTAGE FINANCE's Firm Reference Number (FRN)?
ADVANTAGE FINANCE's FRN is 307864. You can verify it on the FCA register.