Advice on Wealth Ltd

Reference number: 215905

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Advice on Wealth Ltd (FRN 215905) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Advice on Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Advice on Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01488 649142

  • Verified address

    Kingston House, Lydiard Fields, Swindon, Wiltshire, SN5 8UB, United Kingdom

Also trades as
  • Scotia Independent Financial Services

Company details

From the company's Companies House record.

Company number
05346635
Company status
Active
Company type
Private limited company
Incorporated
28 January 2005 (21 years old)
Registered office
Kingston House Lydiard Fields, Great Western Way, Swindon, SN5 8UB, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Yogeshkumar Khimraj Tated Director Sep 1980 10 Feb 2026
Yogeshkumar Khimraj Tated Secretary Not published 10 Feb 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ramon Puig
  • The Advice Network Limited
  • The Advice Network Ltd

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Common questions

Frequently asked questions

Is Advice on Wealth Ltd FCA authorised?
Advice on Wealth Ltd (FRN 215905) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Advice on Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Advice on Wealth Ltd (FRN 215905) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Advice on Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Advice on Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Advice on Wealth?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Advice on Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Advice on Wealth a scam or clone?
Advice on Wealth is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Advice on Wealth's Firm Reference Number (FRN)?
Advice on Wealth's FRN is 215905. You can verify it on the FCA register.