ADW GROUP (NW) LIMITED

Reference number: 1057569

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ADW GROUP (NW) LIMITED (FRN 1057569) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use ADW GROUP (NW)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ADW GROUP (NW), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
17078076
Company status
Active
Company type
Private limited company
Incorporated
9 March 2026 (less than a year old)
Registered office
1 Albrighton Road, Lostock Hall, Preston, PR5 5LE, England
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)

Current directors and secretaries

Name Role Born Appointed
Adam Winterbourne Director Sep 1994 9 Mar 2026
David Andrew Webster Director Aug 1990 14 May 2026

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is ADW GROUP (NW) LIMITED FCA authorised?
ADW GROUP (NW) LIMITED (FRN 1057569) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ADW GROUP (NW)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ADW GROUP (NW) LIMITED (FRN 1057569) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use ADW GROUP (NW)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ADW GROUP (NW), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with ADW GROUP (NW)?
Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for ADW GROUP (NW)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is ADW GROUP (NW) a scam or clone?
ADW GROUP (NW) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ADW GROUP (NW)'s Firm Reference Number (FRN)?
ADW GROUP (NW)'s FRN is 1057569. You can verify it on the FCA register.