Afford Bond Holdings Limited

Reference number: 979769

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Afford Bond Holdings Limited (FRN 979769) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Afford Bond Holdings.
  • Example: if Afford Bond Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Afford Bond Holdings itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Afford Bond

Company details

From the company's Companies House record.

Company number
08508692
Company status
Active
Company type
Private limited company
Incorporated
29 April 2013 (13 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Accounting and auditing activities (SIC 69201)

Current directors and secretaries

Name Role Born Appointed
Peter Anthony O'Malley Director Dec 1971 29 Apr 2013
Christopher Robert Monks Director May 1978 1 Jan 2015
Paul Edwards Director Jul 1978 1 Jan 2015
Lindsay Wilfred Beeston Director Nov 1965 1 Apr 2016
Christopher Paul Regnauld Director Sep 1981 19 Jan 2022
Benjamin Edwards Director Dec 1988 19 Jan 2022
Thomas Mark Hornbuckle Director Mar 1985 19 Jan 2022
Kevin Timothy David Lwin Director Jul 1972 1 Jul 2022
Adam Robert Wardle Director May 1970 31 Jan 2026
Allan Ian Wilson Director Dec 1972 31 Jan 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Afford Bond Holdings Limited FCA authorised?
Afford Bond Holdings Limited (FRN 979769) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Afford Bond Holdings?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Afford Bond Holdings Limited (FRN 979769) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Afford Bond Holdings. Example: if Afford Bond Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Afford Bond Holdings itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Afford Bond Holdings?
Protection works through SME HCI Limited, the principal firm responsible for Afford Bond Holdings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Afford Bond Holdings a scam or clone?
Afford Bond Holdings is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Afford Bond Holdings's Firm Reference Number (FRN)?
Afford Bond Holdings's FRN is 979769. You can verify it on the FCA register.