AJ Lock Caring Funerals Ltd

Reference number: 987868

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Distinct Funeral Plans Limited Reference number: 965289 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • AJ Lock Caring Funerals Ltd (FRN 987868) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not AJ Lock Caring Funerals.
  • Example: if AJ Lock Caring Funerals refers you to a financial adviser, the advice should come from the principal firm, not from AJ Lock Caring Funerals itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
11631074
Company status
Active
Company type
Private limited company
Incorporated
18 October 2018 (7 years old)
Registered office
19 Boulevard Boulevard, Weston-Super-Mare, North Somerset, BS23 1NR, England
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Anthony John Lock Director Feb 1961 18 Oct 2018
Gavinder Hayer Director Nov 1990 18 Oct 2022
Glenvir Hayer Director Feb 1998 18 Oct 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is AJ Lock Caring Funerals Ltd FCA authorised?
AJ Lock Caring Funerals Ltd (FRN 987868) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for AJ Lock Caring Funerals?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. AJ Lock Caring Funerals Ltd (FRN 987868) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not AJ Lock Caring Funerals. Example: if AJ Lock Caring Funerals refers you to a financial adviser, the advice should come from the principal firm, not from AJ Lock Caring Funerals itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with AJ Lock Caring Funerals?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for AJ Lock Caring Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is AJ Lock Caring Funerals a scam or clone?
AJ Lock Caring Funerals is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is AJ Lock Caring Funerals's Firm Reference Number (FRN)?
AJ Lock Caring Funerals's FRN is 987868. You can verify it on the FCA register.