Alchemy Underwriting Limited

Reference number: 814867

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Alchemy Underwriting Limited (FRN 814867) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Alchemy Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 5 other names
  • AbacusAU
  • Alchemy Commercial Risks
  • Alchemy Digital Solutions
  • Alchemy Private Clients
  • Alchemy Real Estate

Company details

From the company's Companies House record.

Company number
10879844
Company status
Active
Company type
Private limited company
Incorporated
24 July 2017 (9 years old)
Registered office
2 Seething Lane, Ground Floor, London, EC3N 4AT, England
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Andrew Stanley Wallas Director Feb 1956 24 Jul 2017
Richard John Ronald Housley Director Mar 1967 19 Jun 2023
Alexander Rupert Gordon Cousins Director Oct 1971 31 Oct 2023
Peter David Barry Dalton Director Sep 1970 20 Dec 2023
Suneeta Rani Padda Director Jul 1966 15 Feb 2024
Jonathan Stuart Newman Director May 1975 6 Jul 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Bell Risk Analysis Limited
  • Bell Underwriting Limited

Names it no longer trades under

This firm has retired 3 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Bell Commercial
  • Bell Household
  • Bell Underwriting

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Common questions

Frequently asked questions

Is Alchemy Underwriting Limited FCA authorised?
Alchemy Underwriting Limited (FRN 814867) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Alchemy Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Alchemy Underwriting Limited (FRN 814867) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Alchemy Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Alchemy Underwriting?
Protection works through the principal firm responsible for Alchemy Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Alchemy Underwriting a scam or clone?
Alchemy Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Alchemy Underwriting's Firm Reference Number (FRN)?
Alchemy Underwriting's FRN is 814867. You can verify it on the FCA register.