Aldermore Bank Plc

Reference number: 204503

Instant download

Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Octane Capital

Company details

From the company's Companies House record.

Company number
00947662
Company status
Active
Company type
Public limited company
Incorporated
10 February 1969 (57 years old)
Registered office
Apex Plaza, Forbury Road, Reading, RG1 1AX
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Patrick Noel Butler Director Dec 1960 1 Jan 2018
Desmond Edward Crowley Director Oct 1959 1 May 2020
Rosemary Carol Murray Director Jan 1965 1 Aug 2021
Ruth Anna Handcock Director Feb 1980 1 Oct 2021
Markos George Davias Director Apr 1981 1 Apr 2024
Mary Seemane Vilakazi Director Aug 1977 1 Apr 2024
Alasdair Bruce Lenman Director Dec 1969 1 Jul 2024
Louise Jeanette Britnell Director May 1979 15 Sep 2025
Rajendra Makanjee Director Jan 1964 3 Nov 2025
Paul Joseph Lawrence Director Mar 1961 1 Dec 2025
Adrian John Sainsbury Director Mar 1968 9 Apr 2026
Melissa Conway Secretary Not published 1 Mar 2023
David Jonathan Hughes Secretary Not published 1 Jan 2024

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake websites (2)
  • aldermoreibank.co.uk
  • aldermoreibank.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (18 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as principal
  • Debt Adjusting
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ruffler Bank Plc

Names it no longer trades under

This firm has retired 2 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Absolute Invoice Finance
  • Aldermore Bank Plc T/A Absolute Invoice Finance

Complaints record

In January–June 2025, the Financial Ombudsman Service received 65 new complaints about this firm, and upheld 40% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Banking and credit 35
  • Mortgages 30

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Aldermore Bank Plc FCA authorised?
Yes, Aldermore Bank Plc (FRN 204503) is authorised by the FCA to carry out regulated activities.
Is my money safe with Aldermore Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aldermore Bank to the Financial Ombudsman Service, free of charge.
Is Aldermore Bank a scam or clone?
Aldermore Bank is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Aldermore Bank's Firm Reference Number (FRN)?
Aldermore Bank's FRN is 204503. You can verify it on the FCA register.