Alfred Smith & Son (Penzance) Limited

Reference number: 981571

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ecclesiastical Planning Services Limited Reference number: 958152 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Alfred Smith & Son (Penzance) Limited (FRN 981571) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Alfred Smith & Son (Penzance)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Alfred Smith & Son (Penzance), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01736 362592

  • Verified address

    31 Clarence Street, Penzance, Cornwall, TR18 2NX, United Kingdom

Company details

From the company's Companies House record.

Company number
00661550
Company status
Active
Company type
Private limited company
Incorporated
3 June 1960 (66 years old)
Registered office
Clarence Street,, Penzance,, Cornwall, TR18 2NU
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Henrietta Mary Wilkinson Director Jul 1997 20 Oct 2017
Benjamin Wilkinson Director Sep 1993 20 Oct 2017
Marcus Wilkinson Director May 1964 Not published
Susan Fiona Jane Calvert Director Apr 1960 Not published
Susan Fiona Jane Calvert Secretary Not published 6 Mar 1998

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Alfred Smith & Son (Penzance) Limited FCA authorised?
Alfred Smith & Son (Penzance) Limited (FRN 981571) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Alfred Smith & Son (Penzance)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Alfred Smith & Son (Penzance) Limited (FRN 981571) is an AR of Ecclesiastical Planning Services Limited (FRN 958152). When you use Alfred Smith & Son (Penzance)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Alfred Smith & Son (Penzance), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Alfred Smith & Son (Penzance)?
Protection works through Ecclesiastical Planning Services Limited, the principal firm responsible for Alfred Smith & Son (Penzance)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Alfred Smith & Son (Penzance) a scam or clone?
Alfred Smith & Son (Penzance) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Alfred Smith & Son (Penzance)'s Firm Reference Number (FRN)?
Alfred Smith & Son (Penzance)'s FRN is 981571. You can verify it on the FCA register.