Alltruysm Ltd

Reference number: 1031755

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
15868977
Company status
Active
Company type
Private limited company
Incorporated
31 July 2024 (2 years old)
Registered office
17 Rosa Way, Blackburn, BB1 8AQ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Adam Kadu Director Sep 1992 31 Jul 2024

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Manual Underwriting Requirement
    For the first loan assessed onward, the firm must conduct all creditworthiness (including credit risk and affordability) assessments only through manual underwriting methods and processes. Automated decision-making tools must not be used at any stage of the creditworthiness assessment processes. Manual creditworthiness assessments must also be supported by documented evidence and be undertaken in accordance with the firm’s internal manual creditworthiness assessment policy and process documents.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Alltruysm Ltd FCA authorised?
Yes, Alltruysm Ltd (FRN 1031755) is authorised by the FCA to carry out regulated activities.
Is my money safe with Alltruysm?
Protection depends on which product you hold and how Alltruysm handles your money, so check the specific product before you commit. You can also refer complaints about Alltruysm to the Financial Ombudsman Service, free of charge.
Is Alltruysm a scam or clone?
Alltruysm is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Alltruysm's Firm Reference Number (FRN)?
Alltruysm's FRN is 1031755. You can verify it on the FCA register.