Alternative Propositions Limited

Reference number: 602443

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 12 other names
  • Alternative Insurance Brokers
  • Alternative Warranty
  • Furniture Warranty
  • GapInsuranceToday
  • modifiedvehicleinsurance
  • modsinsurance
  • Staff Absence Insurance Solutions
  • Surety and Bonds
  • themodifiedvehicleinsurer
  • Warranty
  • Warranty Today
  • Wedding Insurance Solutions

Company details

From the company's Companies House record.

Company number
08253536
Company status
Active
Company type
Private limited company
Incorporated
15 October 2012 (13 years old)
Registered office
St Christopher House Suite 9, St Christopher House, 217 Wellington Road, Stockport, SK2 6NG, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Keith William Wardell Director May 1957 15 Oct 2012
James Francis Ryan Director Apr 1970 9 Jul 2025
Emma Louise Philpin Secretary Not published 21 Nov 2014

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0800 689 3743
Fake email addresses (1)
  • info@altinsurancebroker.com
Fake websites (1)
  • altinsurancebroker.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 15 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Alterative Insurance Brokers
  • Driveaway Assestance
  • Driveaway Assistance
  • Driveaway GAP
  • Driveaway Motoring Assistance
  • Driveaway Motoring Services
  • Driveaway Warranty
  • Emergency Compare
  • Home Emergency Protect
  • modifiedvehicle
  • Monix Legal
  • Mortgage Rate Cover
  • Princess Protect
  • Surecover
  • surety and Guarantee Services

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Common questions

Frequently asked questions

Is Alternative Propositions Limited FCA authorised?
Yes, Alternative Propositions Limited (FRN 602443) is authorised by the FCA to carry out regulated activities.
Is my money safe with Alternative Propositions?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Alternative Propositions to the Financial Ombudsman Service, free of charge.
Is Alternative Propositions a scam or clone?
Alternative Propositions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Alternative Propositions's Firm Reference Number (FRN)?
Alternative Propositions's FRN is 602443. You can verify it on the FCA register.