Andrew Cowen Estate Agent Limited

Reference number: 631508

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

McClarrons Limited Reference number: 307892 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew Cowen Estate Agent Limited (FRN 631508) is an AR of McClarrons Limited (FRN 307892). When you use Andrew Cowen Estate Agent's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew Cowen Estate Agent, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Captial Property Services
  • Walker Landray

Company details

From the company's Companies House record.

Company number
03696005
Company status
Active
Company type
Private limited company
Incorporated
15 January 1999 (27 years old)
Registered office
1 Harcourt Place, Scarborough, North Yorkshire, YO11 2EP, England
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Current directors and secretaries

Name Role Born Appointed
Sarah Louise Cowen Director Jul 1968 14 Jan 2005
William Duncan Cowen Director Oct 1964 14 Jan 2005
William Duncan Cowen Secretary Not published 14 Jan 2005

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through McClarrons Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Andrew Cowen Estate Agent Limited FCA authorised?
Andrew Cowen Estate Agent Limited (FRN 631508) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Cowen Estate Agent?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Cowen Estate Agent Limited (FRN 631508) is an AR of McClarrons Limited (FRN 307892). When you use Andrew Cowen Estate Agent's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Cowen Estate Agent, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Andrew Cowen Estate Agent?
Protection works through McClarrons Limited, the principal firm responsible for Andrew Cowen Estate Agent's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Andrew Cowen Estate Agent a scam or clone?
Andrew Cowen Estate Agent is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Andrew Cowen Estate Agent's Firm Reference Number (FRN)?
Andrew Cowen Estate Agent's FRN is 631508. You can verify it on the FCA register.