Andrew David Swindles

Reference number: 758967

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Appointed representative

Andrew David Swindles does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew David Swindles (FRN 758967) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Andrew David Swindles's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew David Swindles, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Advance Mortgage And Protection

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Andrew David Swindles FCA authorised?
Andrew David Swindles (FRN 758967) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew David Swindles?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew David Swindles (FRN 758967) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Andrew David Swindles's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew David Swindles, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Andrew David Swindles?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Andrew David Swindles's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Andrew David Swindles a scam or clone?
Andrew David Swindles is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Andrew David Swindles's Firm Reference Number (FRN)?
Andrew David Swindles's FRN is 758967. You can verify it on the FCA register.