Andrew Lawrence

Reference number: 938746

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Appointed representative

Andrew Lawrence does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Andrew Lawrence (FRN 938746) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Andrew Lawrence's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Andrew Lawrence, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07714 324271

  • Verified address

    133 Campion Drive, Bradley Stoke, Bristol, Gloucestershire, BS32 0EW, United Kingdom

Also trades as
  • AJL Mortgages

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • AJL Mortgages

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Common questions

Frequently asked questions

Is Andrew Lawrence FCA authorised?
Andrew Lawrence (FRN 938746) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Andrew Lawrence?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Andrew Lawrence (FRN 938746) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Andrew Lawrence's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Andrew Lawrence, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Andrew Lawrence?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Andrew Lawrence's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Andrew Lawrence a scam or clone?
Andrew Lawrence is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Andrew Lawrence's Firm Reference Number (FRN)?
Andrew Lawrence's FRN is 938746. You can verify it on the FCA register.