Andrew Neil McIvor

Reference number: 995151

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Introducer appointed representative

Andrew Neil McIvor can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

VISTA INSURANCE BROKERS LTD Reference number: 717743 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Andrew Neil McIvor (FRN 995151) introduces customers to VISTA INSURANCE BROKERS LTD (FRN 717743). Any regulated advice or arranging is done by the principal, not Andrew Neil McIvor.
  • Example: if Andrew Neil McIvor refers you to a financial adviser, the advice should come from the principal firm, not from Andrew Neil McIvor itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07540 625305

  • Verified address

    Old Manse House, 25 Church Avenue, Holywood, Co Down, BT18 9BJ, United Kingdom

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through VISTA INSURANCE BROKERS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Andrew Neil McIvor FCA authorised?
Andrew Neil McIvor (FRN 995151) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Andrew Neil McIvor?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Andrew Neil McIvor (FRN 995151) introduces customers to VISTA INSURANCE BROKERS LTD (FRN 717743). Any regulated advice or arranging is done by the principal, not Andrew Neil McIvor. Example: if Andrew Neil McIvor refers you to a financial adviser, the advice should come from the principal firm, not from Andrew Neil McIvor itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Andrew Neil McIvor?
Protection works through VISTA INSURANCE BROKERS LTD, the principal firm responsible for Andrew Neil McIvor's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Andrew Neil McIvor a scam or clone?
Andrew Neil McIvor is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Andrew Neil McIvor's Firm Reference Number (FRN)?
Andrew Neil McIvor's FRN is 995151. You can verify it on the FCA register.