Andrew Swanson Fraser & Janet Christine Fraser

Reference number: 732313

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Authorised by the FCA

the Fraser partnership is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Highland Tractors

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Andrew Swanson Fraser
  • Highland Tractors

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Common questions

Frequently asked questions

Is Andrew Swanson Fraser & Janet Christine Fraser FCA authorised?
Yes, Andrew Swanson Fraser & Janet Christine Fraser (FRN 732313) is authorised by the FCA to carry out regulated activities.
Is my money safe with the Fraser partnership?
Protection depends on which product you hold and how the Fraser partnership handles your money, so check the specific product before you commit. You can also refer complaints about the Fraser partnership to the Financial Ombudsman Service, free of charge.
Is the Fraser partnership a scam or clone?
the Fraser partnership is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is the Fraser partnership's Firm Reference Number (FRN)?
the Fraser partnership's FRN is 732313. You can verify it on the FCA register.