APFS Financial Solutions LLP

Reference number: 551195

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • APFS Financial Solutions LLP (FRN 551195) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from APFS Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01254 936959

  • Verified address

    6 Cunningham Court, Shadsworth Business Park, Lions Drive, Blackburn, BB1 2QX, United Kingdom

Also trades as 4 other names
  • AP Financial Planning Services
  • APFS
  • APFS Wealth Management
  • Business Wills

Company details

From the company's Companies House record.

Company number
OC360087
Company status
Active
Company type
Limited liability partnership
Incorporated
7 December 2010 (15 years old)
Registered office
6 Cunningham Court, Blackburn, Lancashire, BB1 2QX, England

Current directors and secretaries

Name Role Born Appointed
Benjamin Squires LLP designated member Nov 1983 7 Dec 2010
Paul Squires LLP designated member Oct 1956 7 Dec 2010
Lynda Jean Squires LLP member Dec 1953 5 Dec 2012
Brian Philip Dickinson LLP member Apr 1963 6 Apr 2013
Daniel John Grogan LLP member Mar 1986 6 Apr 2013
Angus Neal Whitehead LLP member Oct 1994 1 Dec 2017
Christopher Geoffrey Mcguire LLP member Apr 1988 1 Dec 2019
Peter Grogan LLP member Jun 1952 1 Dec 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is APFS Financial Solutions LLP FCA authorised?
APFS Financial Solutions LLP (FRN 551195) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for APFS Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. APFS Financial Solutions LLP (FRN 551195) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from APFS Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with APFS Financial Solutions?
Protection works through the principal firm responsible for APFS Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is APFS Financial Solutions a scam or clone?
APFS Financial Solutions is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is APFS Financial Solutions's Firm Reference Number (FRN)?
APFS Financial Solutions's FRN is 551195. You can verify it on the FCA register.