Appointed Representative 1 Limited

Reference number: 686015

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Broking Solutions Limited Reference number: 312026 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Appointed Representative 1 Limited (FRN 686015) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Appointed Representative 1's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Appointed Representative 1, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 3621 4759

  • Verified address

    5 Churchwell Avenue, Easthorpe, Colchester, Essex, CO5 9HN, United Kingdom

Company details

From the company's Companies House record.

Company number
09533776
Company status
Active
Company type
Private limited company
Incorporated
9 April 2015 (11 years old)
Registered office
5 Churchwell Avenue, Easthorpe, Colchester, Essex, CO5 9HN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Nicholas Beresford Readings Director Jun 1952 9 Apr 2015
Lourene Lopez Secretary Not published 21 Dec 2022

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Steadfast Re London Brokers Limited
  • Steadre Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • DVKA Consultants

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Common questions

Frequently asked questions

Is Appointed Representative 1 Limited FCA authorised?
Appointed Representative 1 Limited (FRN 686015) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Appointed Representative 1?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Appointed Representative 1 Limited (FRN 686015) is an AR of Independent Broking Solutions Limited (FRN 312026). When you use Appointed Representative 1's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Appointed Representative 1, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Appointed Representative 1?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Appointed Representative 1's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Appointed Representative 1 a scam or clone?
Appointed Representative 1 is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Appointed Representative 1's Firm Reference Number (FRN)?
Appointed Representative 1's FRN is 686015. You can verify it on the FCA register.