ARAG Legal Expenses Insurance Company Limited

Reference number: 202106

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
00103274
Company status
Active
Company type
Private limited company
Incorporated
28 May 1909 (117 years old)
Registered office
Unit 4a Greenway Court, Bedwas, Caerphilly, CF83 8DW, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Current directors and secretaries

Name Role Born Appointed
Gareth John Roberts Director Sep 1959 3 Dec 2015
Neil Stephen Macmillan Director Nov 1962 3 Dec 2015
Matthias Maslaton (Dr) Director Oct 1969 2 Jan 2024
Renko Harm Dirksen (Dr) Director Dec 1976 2 Jan 2024
Hanno Petersen Director Jun 1967 2 Jan 2024
Dirk Hock Director Jan 1971 2 Apr 2024
Louise Hazel Coulton Director Jul 1976 13 Aug 2024
David Martin Haynes Director Nov 1965 13 Jan 2025
Brynley Richard Case Director Dec 1976 1 Sep 2025
Catherine Jane Brown Secretary Not published 1 Apr 2013
Brynley Case Secretary Not published 15 Apr 2017

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (8 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Effecting contracts of insurance
  • Making arrangements with a view to transactions in investments

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • DAS Legal Expenses Insurance Company Limited

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • 80e
  • DAS
  • DAS Group
  • DAS LawAssist

Complaints record

In January–June 2025, the Financial Ombudsman Service received 131 new complaints about this firm, and upheld 34% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Insurance 131

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is ARAG Legal Expenses Insurance Company Limited FCA authorised?
Yes, ARAG Legal Expenses Insurance Company Limited (FRN 202106) is authorised by the FCA to carry out regulated activities.
Is my money safe with ARAG Legal Expenses Insurance Company?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ARAG Legal Expenses Insurance Company to the Financial Ombudsman Service, free of charge.
Is ARAG Legal Expenses Insurance Company a scam or clone?
ARAG Legal Expenses Insurance Company is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is ARAG Legal Expenses Insurance Company's Firm Reference Number (FRN)?
ARAG Legal Expenses Insurance Company's FRN is 202106. You can verify it on the FCA register.