Ascot Insurance Services Ltd

Reference number: 409860

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ascot Insurance Services Ltd (FRN 409860) is an AR of Ascot Underwriting Limited (FRN 206658). When you use Ascot Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ascot Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Ascot Underwriting

Company details

From the company's Companies House record.

Company name
ASCOT INSURANCE SERVICES LIMITED
Company number
05113369
Company status
Active
Company type
Private limited company
Incorporated
27 April 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Current directors and secretaries

Name Role Born Appointed
Katy Marie Wilson Director Jun 1971 20 May 2019
Ian David Thompson Director Oct 1971 3 Jan 2025
Edel Susan Chatterton Director Nov 1980 24 Mar 2025
Angus Banks Secretary Not published 1 Apr 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Ascot Underwriting Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Ascot Insurance Services Ltd FCA authorised?
Ascot Insurance Services Ltd (FRN 409860) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ascot Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ascot Insurance Services Ltd (FRN 409860) is an AR of Ascot Underwriting Limited (FRN 206658). When you use Ascot Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ascot Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ascot Insurance Services?
Protection works through Ascot Underwriting Limited, the principal firm responsible for Ascot Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ascot Insurance Services a scam or clone?
Ascot Insurance Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ascot Insurance Services's Firm Reference Number (FRN)?
Ascot Insurance Services's FRN is 409860. You can verify it on the FCA register.