Ask Ladder Ltd

Reference number: 827407

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sammon Mortgage Management Limited Reference number: 515376 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ask Ladder Ltd (FRN 827407) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Ask Ladder's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ask Ladder, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0844 879 4522

  • Verified address

    Sutherland House, 3 Lloyd's Avenue, London, City Of London, EC3N 3DS, United Kingdom

Also trades as
  • Ladder
  • Ladder Mortgages

Company details

From the company's Companies House record.

Company name
ASK LADDER LIMITED
Company number
10249310
Company status
Active
Company type
Private limited company
Incorporated
24 June 2016 (10 years old)
Registered office
16 High Street, Saffron Walden, CB10 1AX, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Vincent Stephen Sammon Director Jun 1978 24 Jun 2016
TAYLER BRADSHAW LIMITED Corporate secretary Not published 9 Dec 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Sammon Mortgage Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Ladder Ltd

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Common questions

Frequently asked questions

Is Ask Ladder Ltd FCA authorised?
Ask Ladder Ltd (FRN 827407) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ask Ladder?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ask Ladder Ltd (FRN 827407) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Ask Ladder's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ask Ladder, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Ask Ladder?
Protection works through Sammon Mortgage Management Limited, the principal firm responsible for Ask Ladder's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Ask Ladder a scam or clone?
Ask Ladder is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Ask Ladder's Firm Reference Number (FRN)?
Ask Ladder's FRN is 827407. You can verify it on the FCA register.