Aspen Bridging Limited
Reference number: 764772
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
2 Stratford Court, Cranmore Boulevard, Solihull, West Midlands, B90 4QT, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 10270026
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 July 2016 (10 years old)
- Registered office
- 2 Stratford Court Cranmore Boulevard, Shirley, Solihull, B90 4QT, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Jack Coombs | Director | Sep 1987 | 8 Jul 2016 |
| Edward Henry Ahrens | Director | Jun 1970 | 8 Jul 2016 |
| Anthony Michael Vincent Coombs | Director | Nov 1952 | 10 Oct 2016 |
| Graham Derek Clifford Coombs | Director | Nov 1952 | 10 Oct 2016 |
| Wayne Phillip Hicklin | Director | Oct 1979 | 9 Oct 2024 |
| Chris Keith Freckelton | Director | Jan 1989 | 30 May 2025 |
| Richard James Anthony Coombs | Director | Sep 1997 | 30 May 2025 |
| Ian Terry Miller-Hawes | Director | Dec 1984 | 30 May 2025 |
| Saif Khalique | Director | Oct 1996 | 12 Mar 2026 |
| Manjeet Kaur Bhogal | Secretary | Not published | 15 Oct 2024 |
Activities and protection
What the record covers, and how you are protected
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions