Aspiration Financial Management Ltd

Reference number: 763796

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ADCAS FINANCIAL MANAGEMENT LIMITED Reference number: 222123 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aspiration Financial Management Ltd (FRN 763796) is an AR of ADCAS FINANCIAL MANAGEMENT LIMITED (FRN 222123). When you use Aspiration Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aspiration Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01253 405900

  • Verified address

    90 Whitegate Drive, Blackpool, Lancashire, FY3 9DA, United Kingdom

Company details

From the company's Companies House record.

Company name
ASPIRATION FINANCIAL MANAGEMENT LIMITED
Company number
10452920
Company status
Active
Company type
Private limited company
Incorporated
31 October 2016 (9 years old)
Registered office
90 Whitegate Drive, Blackpool, Lancashire, FY3 9DA, United Kingdom
Nature of business
  • Life insurance (SIC 65110)
  • Fund management activities (SIC 66300)

Current directors and secretaries

Name Role Born Appointed
James Alan Cocker Director Aug 1979 31 Oct 2016
Michael David Stelfox Director Feb 1966 31 Oct 2016

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ADCAS FINANCIAL MANAGEMENT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Aspiration Financial Management Ltd FCA authorised?
Aspiration Financial Management Ltd (FRN 763796) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aspiration Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aspiration Financial Management Ltd (FRN 763796) is an AR of ADCAS FINANCIAL MANAGEMENT LIMITED (FRN 222123). When you use Aspiration Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aspiration Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Aspiration Financial Management?
Protection works through ADCAS FINANCIAL MANAGEMENT LIMITED, the principal firm responsible for Aspiration Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Aspiration Financial Management a scam or clone?
Aspiration Financial Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Aspiration Financial Management's Firm Reference Number (FRN)?
Aspiration Financial Management's FRN is 763796. You can verify it on the FCA register.