ASPRAY LIMITED
Reference number: 466101
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
9-10 Dalton Court, Commercial Road, Darwen, Lancashire, BB3 0DG, United Kingdom
Company details
From the company's Companies House record.
- Company number
- 05448533
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 May 2005 (21 years old)
- Registered office
- 9 Dalton Court, Darwen, Lancashire, BB3 0DG, United Kingdom
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| James William Michael Whittle | Director | Aug 1965 | 10 May 2005 |
| Kimberley Ann Perkins | Director | Mar 1980 | 2 Dec 2021 |
Activities and protection
What they can do, and how you are protected
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (1 permission)
- Assisting in the administration and performance of a contract of insurance
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
Action taken against them
1 fine in 2009, £21,000 in total. This is part of the official register record and is worth reviewing before going ahead.
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Fined £21,000 on 18 March 2009
On 18 March 2009 the FSA imposed a financial penalty of £21,000 (reduced from £30,000 for early settlement)on Aspray Limited for failing to comply with Principle 3,7 and 11 of the FSA's Principles for Businesses. These breaches relate to Aspray Limited's failure to: (1)take reasonable care to organise and control its affairs responsibly and effectively, with adequate risk management systems, in breach of Principle 3, in that it failed to establish and maintain appropriate systems and controls in relation to the recruitment, training and monitoring of its Appointed Representatives (ARs); (2)pay due regard to the information needs of its clients, and communicate information to them in a way which was clear, fair and not misleading, in breach of Principle 7, in that it: (a)misled clients over the circumstances under which they would incur a cost for utilising Aspray's services; (b)told clients that all contractors were carefully screened and only quality local tradesman were used by Aspray when most contractors were found using sources such as Yell.com and were not properly vetted. (c)failed to inform customers about the Financial Ombudsman Service(FOS)and their right to refer complaints to FOS. (3)deal with the FSA in an open and cooperative way, in breach of Principle 11, in that it misled the FSA by stating in its Retail Mediation Activities Return(RMAR) that it had completed compliance visits to all its ARs, had reviewed files and made financial checks on all 24 ARs. Aspray had performed none of these procedures.
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