Atlas Personal Wealth Management Ltd

Reference number: 1032674

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Atlas Personal Wealth Management Ltd (FRN 1032674) is an AR of ValidPath Limited (FRN 197107). When you use Atlas Personal Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Atlas Personal Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07969 961165

  • Verified address

    109 Flemming Way, Witham, Essex, CM8 2ZP, United Kingdom

Company details

From the company's Companies House record.

Company number
16255814
Company status
Active
Company type
Private limited company
Incorporated
17 February 2025 (1 year old)
Registered office
Turnpike House, 1208 - 1210 London Road, Leigh-On-Sea, Essex, SS9 2UA, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Matthew James Odell Director May 1994 17 Feb 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Atlas Personal Wealth Management Ltd FCA authorised?
Atlas Personal Wealth Management Ltd (FRN 1032674) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Atlas Personal Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Atlas Personal Wealth Management Ltd (FRN 1032674) is an AR of ValidPath Limited (FRN 197107). When you use Atlas Personal Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Atlas Personal Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Atlas Personal Wealth Management?
Protection works through ValidPath Limited, the principal firm responsible for Atlas Personal Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Atlas Personal Wealth Management a scam or clone?
Atlas Personal Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Atlas Personal Wealth Management's Firm Reference Number (FRN)?
Atlas Personal Wealth Management's FRN is 1032674. You can verify it on the FCA register.