AUTUMN MONEY LTD

Reference number: 1047251

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

SM Finance Lounge Ltd Reference number: 1020196 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AUTUMN MONEY LTD (FRN 1047251) is an AR of SM Finance Lounge Ltd (FRN 1020196). When you use AUTUMN MONEY's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AUTUMN MONEY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07394 086553

  • Verified address

    Sopers House, Sopers Road, Cuffley, Potters Bar, EN6 4RY, United Kingdom

Company details

From the company's Companies House record.

Company number
16565622
Company status
Active
Company type
Private limited company
Incorporated
7 July 2025 (1 year old)
Registered office
Sopers House Sopers Road, Cuffley, Potters Bar, EN6 4RY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
John Oladipo Taiwo Director Jan 1988 28 Nov 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SM Finance Lounge Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is AUTUMN MONEY LTD FCA authorised?
AUTUMN MONEY LTD (FRN 1047251) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AUTUMN MONEY?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AUTUMN MONEY LTD (FRN 1047251) is an AR of SM Finance Lounge Ltd (FRN 1020196). When you use AUTUMN MONEY's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AUTUMN MONEY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with AUTUMN MONEY?
Protection works through SM Finance Lounge Ltd, the principal firm responsible for AUTUMN MONEY's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is AUTUMN MONEY a scam or clone?
AUTUMN MONEY is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is AUTUMN MONEY's Firm Reference Number (FRN)?
AUTUMN MONEY's FRN is 1047251. You can verify it on the FCA register.