BACKHOUSE INDEPENDENT FINANCIAL SERVICES LIMITED

Reference number: 126319

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
01140032
Company status
Active
Company type
Private limited company
Incorporated
17 October 1973 (52 years old)
Registered office
Oakmount House, 7-9 Carrside, Nelson, Lancashire, BB9 6RX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
John Steven William Backhouse Director Feb 1959 1 Nov 2018
Graham Richard Tracey Director Jan 1971 15 Nov 2022
David Charles Cockburn-Price Director Sep 1967 1 Jul 2025
Shirley Russell Backhouse Director Sep 1935 Not published
David Charles Cockburn-Price Secretary Not published 1 Jul 2025

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Backhouse Life & Pensions Brokers Limited
  • W J Mercer and Company (Life and Pension Brokers) Limited

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Common questions

Frequently asked questions

Is BACKHOUSE INDEPENDENT FINANCIAL SERVICES LIMITED FCA authorised?
Yes, BACKHOUSE INDEPENDENT FINANCIAL SERVICES LIMITED (FRN 126319) is authorised by the FCA to carry out regulated activities.
Is my money safe with BACKHOUSE INDEPENDENT FINANCIAL SERVICES?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about BACKHOUSE INDEPENDENT FINANCIAL SERVICES to the Financial Ombudsman Service, free of charge.
Is BACKHOUSE INDEPENDENT FINANCIAL SERVICES a scam or clone?
BACKHOUSE INDEPENDENT FINANCIAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is BACKHOUSE INDEPENDENT FINANCIAL SERVICES's Firm Reference Number (FRN)?
BACKHOUSE INDEPENDENT FINANCIAL SERVICES's FRN is 126319. You can verify it on the FCA register.